Most of us have cards in our wallets and purses.  How many of us have a few of these laying around?

If you live in a city, you might want to purchase a few transit passes to have on-hand in case you need them.  Most transit authorities issue daily passes that don’t have expiration dates, meaning they hold their value over time.  Some passes can be “recharged” with additional funds in order to keep a balance on the card.

But why would you need transit passes when you already have a car?

Let’s say your car breaks down or you are unable to get to/from work.  What do you do?  Sure, if a family member or a friend is nearby and has the time they might be able to take you.  What if nobody was immediately available and you had a schedule to meet?  Sure, you could call a cab or rent a car but for much less ($3-5 per day) you could take the bus/trolley/train to get around.

Having transit cards (plural) gives you options when your primary mode of transportation is unavailable.  It may not be the most convenient or the fastest way to get around, but it will get you where you need to be.  Consider it if you live in a major metropolitan area where there is a mass transit system.

For me, I have ten one-day passes for my local transit authority.  I have a few in my car, one in my wallet, a couple at home, a couple at the office, and one in my go-bag.  If nothing else, I will be able to get home if my automobile stops working.  Your situation may be different but give it some thought and act accordingly.